A 67-year-old client asks which part of Medicare pays for hospital stays. The nurse should answer

Choice A reason: Medicare Part C, also known as Medicare Advantage, is an alternative to original Medicare. It is offered by private companies approved by Medicare and usually combines Part A, Part B, and often Part D coverage into one plan, often with additional benefits like dental or vision. Choice B reason: Medicare Part A is specifically designed as "hospital insurance." It covers inpatient hospital care, skilled nursing facility care, hospice care, and some limited home healthcare services. Most individuals are eligible for premium-free Part A if they or their spouse paid Medicare taxes while working. Choice C reason: Medicare Part B is "medical insurance." It covers outpatient services, such as healthcare provider visits, preventative screenings, durable medical equipment, and some home health services. It does not cover the room and board costs associated with inpatient hospital stays, which are under Part A. Choice D reason: Medicare Part D is the "prescription drug coverage" portion of Medicare. It is an optional program provided by private insurance companies that helps beneficiaries pay for self-administered prescription drugs, helping to lower the costs of medications and protect against higher costs in the future.