Which of the following would be beneficial in minimizing an older adult's risk of being a victim of fraud? (Select all that apply.)

A. Contacting the local Medicare or Medicaid service office helps ensure the older adult receives accurate, verified information and avoids scams posing as government representatives. B. Never providing personal information to telephone solicitors is a key strategy in preventing identity theft and fraud. C. Relying on people recommended by friends does not guarantee their legitimacy; scammers can manipulate trust. Always verify independently. D. Keeping bank and credit card numbers with you increases the risk of loss or theft, making it easier for scammers to commit fraud. E. Not allowing uninvited salespersons into the home helps prevent pressure-based scams and fraudulent sales tactics, protecting the older adult’s safety and finances.